Hutchinson, KS · Charter 68547
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.32% | 1.73% | 1.50% | 3.69% | 0.82% | +51 bps | |
| Return on Equity | 1.84% | 9.77% | 8.48% | 20.66% | 4.69% | +285 bps | |
| Net Interest Margin | 3.08% | 3.31% | 3.26% | 2.94% | 2.93% | -15 bps | |
| Efficiency Ratio | 90.81% | 63.74% | 66.43% | 43.84% | 82.99% | -783 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.44% | -0.54% | 2.39% | 0.16% | 3.56% | +501 bps | |
| Loan Growth (YoY) | -28.70% | 25.46% | 29.17% | 78.47% | 40.49% | +6,920 bps | |
| Share Growth (YoY) | -2.13% | -1.10% | 2.07% | -0.60% | 4.18% | +631 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 7.15% | 5.35% | 7.93% | +793 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 19.02% | 12.09% | 19.33% | 17.29% | 18.08% | -94 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.20% | 17.67% | 17.64% | 17.87% | 17.52% | +33 bps | |
| Net Worth / Assets | 17.20% | 17.67% | 17.64% | 17.87% | 17.52% | +33 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 12.28% | 19.62% | 16.15% | 18.24% | 16.56% | +428 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |