Evergreendirect
Tumwater, WA · Charter 68546 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$75.6MAssets
$36.9MLoans
$68.9MShares
$8.7MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 63% of credit unions under $1B in assets (rank 618 of 1683).
- Widest gap: return on equity trails 87% of credit unions under $1B in assets (rank 1467 of 1681).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.03%
Rank 1,468 of 1,683
Net Interest Margin
4.07%
Rank 618 of 1,683
Efficiency Ratio
92.52%
Rank 1,447 of 1,682
Equity / Assets
11.47%
Rank 1,082 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.03% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,468 / 1,683 | |
| Return on Equity | 0.30% | 2.67% | 5.89% | 8.74% | Beats 13% | 1,467 / 1,681 | |
| Net Interest Margin | 4.07% | 3.31% | 3.82% | 4.32% | Beats 63% | 618 / 1,683 | |
| Efficiency Ratio | 92.52% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,447 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.63% | 0.26% | 0.65% | 1.29% | Beats 51% | 825 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.47% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,082 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.47% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,082 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 53.50% | 52.61% | 69.38% | 83.50% | 26th pctl | 1,249 / 1,683 | |
| Loans / Assets | 48.75% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,152 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |