Madison, WI · Charter 68535
NCUA · 1 branch
Q1 2019
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2019, the quarter ended March 31, 2019, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Madison, WI · Charter 68535
NCUA · 1 branch
Q1 2019
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2017 | Q3 2017 | Q4 2017 | Q1 2018 | Q2 2018 | Q3 2018 | Q4 2018 | Q1 2019 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -1.63% | 4.62% | 8.00% | -0.28% | -28.00% | -23.31% | -22.44% | -296% | -29,611 bps | |
| Return on Equity | -2.54% | 7.13% | 11.78% | -0.42% | -45.19% | -39.46% | -38.69% | -816% | -81,571 bps | |
| Net Interest Margin | -1.57% | -1.50% | -1.46% | -1.36% | -1.57% | -1.64% | -1.75% | -3.24% | -188 bps | |
| Efficiency Ratio | 100.90% | 97.45% | 95.40% | 100.14% | 113.70% | 111.72% | 111.62% | 299% | +19,928 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -12.60% | -0.30% | 2.47% | 10.02% | -3.42% | -9.24% | -15.49% | -55.62% | -6,564 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Share Growth (YoY) | -10.95% | -9.11% | -14.88% | 2.20% | 1.80% | 5.40% | 10.37% | -13.12% | -1,532 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Capital | ||||||||||
| Risk-Based Capital | 63.91% | 64.75% | 67.97% | 67.89% | 61.96% | 59.06% | 57.99% | 36.32% | -3,158 bps | |
| Net Worth / Assets | 63.91% | 64.75% | 67.97% | 67.89% | 61.96% | 59.06% | 57.99% | 36.32% | -3,158 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |