PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Great Plains

Joplin, MO · Charter 6853

NCUA · 12 branches

Q2 2026

$318.8MAssets
$118.5MLoans
$277.1MShares
$41.6MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.11%, up 117 bps year over year; NIM at 2.84%.
  • Asset quality: problem loans at 0.53% of loans (-26 bps YoY).
  • Capital: net worth / assets of 13.04%, up 151 bps from a year ago.
  • Funding: loans stand at 42.78% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.11%+117 bps YoY

Net Interest Margin (YTD, annualized)

2.84%+98 bps YoY

Efficiency Ratio (YTD, annualized)

90.29%-3,845 bps YoY

Net Worth / Assets

13.04%+151 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets-1.06%0.13%0.09%0.21%0.11%+117 bps
Return on Equity-9.16%1.08%0.70%1.63%0.85%+1,001 bps
Net Interest Margin1.86%2.02%2.24%2.76%2.84%+98 bps
Efficiency Ratio128.74%108.68%106.73%81.87%90.29%-3,845 bps
Growth
Asset Growth (YoY)6.87%5.10%1.10%-4.89%-7.36%-1,424 bps
Loan Growth (YoY)-9.41%-12.40%-13.81%-12.62%-3.90%+551 bps
Share Growth (YoY)8.33%5.45%-0.92%-7.13%-9.87%-1,821 bps
Asset Quality
Delinquent Loans / Loans0.79%0.81%0.79%0.51%0.53%-26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital11.53%12.32%12.79%12.86%13.04%+151 bps
Net Worth / Assets11.53%12.32%12.79%12.86%13.04%+151 bps
Liquidity & Funding
Loans / Shares40.12%39.45%39.51%39.19%42.78%+266 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps