Seattle, WA · Charter 68517
NCUA · 7 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.40% | -0.24% | -0.19% | 0.13% | 0.17% | +57 bps | |
| Return on Equity | -4.39% | -2.65% | -2.09% | 1.39% | 1.86% | +624 bps | |
| Net Interest Margin | 3.64% | 3.69% | 3.66% | 3.85% | 3.80% | +16 bps | |
| Efficiency Ratio | 94.79% | 89.35% | 88.98% | 78.54% | 82.75% | -1,204 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.09% | 3.25% | 1.92% | -1.37% | 2.24% | +115 bps | |
| Loan Growth (YoY) | -9.62% | -8.03% | -4.45% | -1.33% | 2.16% | +1,178 bps | |
| Share Growth (YoY) | 4.15% | 4.50% | 2.58% | -0.85% | 3.66% | -49 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.14% | 0.97% | 1.15% | 1.10% | 1.91% | +77 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.16% | 9.11% | 8.91% | 9.31% | 9.17% | +2 bps | |
| Net Worth / Assets | 9.16% | 9.11% | 8.91% | 9.31% | 9.17% | +2 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 87.61% | 86.40% | 84.85% | 88.84% | 86.34% | -127 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |