Verity
Seattle, WA · Charter 68517 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 7 branches
Q2 2026
$786.5MAssets
$600.8MLoans
$695.8MShares
$72.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 55% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 10 of 22).
- Widest gap: equity / assets trails 91% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 20 of 22).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.17%
Rank 15 of 22
Net Interest Margin
3.80%
Rank 10 of 22
Efficiency Ratio
82.74%
Rank 13 of 22
Equity / Assets
9.17%
Rank 20 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.11% | 0.57% | 0.99% | Beats 32% | 15 / 22 | | |
| Return on Equity | 1.86% | 0.85% | 3.93% | 5.70% | Beats 32% | 15 / 22 | | |
| Net Interest Margin | 3.80% | 3.17% | 3.57% | 4.25% | Beats 55% | 10 / 22 | | |
| Efficiency Ratio | 82.74% | 65.75% | 80.47% | 91.31% | Beats 45% | 13 / 22 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.91% | 0.34% | 0.86% | 1.42% | Beats 23% | 18 / 22 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.17% | 10.62% | 13.36% | 14.42% | Beats 9% | 20 / 22 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.17% | 10.62% | 13.36% | 14.42% | Beats 9% | 20 / 22 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.34% | 61.01% | 65.58% | 83.83% | 77th pctl | 5 / 22 | | |
| Loans / Assets | 76.39% | 47.64% | 55.55% | 72.11% | 82nd pctl | 4 / 22 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |