Stamford, CT · Charter 68487
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.16% | 1.09% | 0.71% | 0.91% | 0.87% | 0.79% | 0.40% | 0.56% | -35 bps | |
| Return on Equity | 10.51% | 9.64% | 6.69% | 8.29% | 7.22% | 6.58% | 3.38% | 4.65% | -364 bps | |
| Net Interest Margin | 5.13% | 5.10% | 4.51% | 4.70% | 5.09% | 4.98% | 4.76% | 4.81% | +11 bps | |
| Efficiency Ratio | 74.36% | 76.33% | 81.71% | 78.63% | 79.98% | 81.70% | 92.61% | 88.57% | +994 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.55% | -1.20% | 6.93% | 4.53% | -1.71% | 0.73% | -6.73% | -4.48% | -901 bps | |
| Loan Growth (YoY) | 1.20% | -0.76% | -2.37% | -4.34% | -5.02% | -3.44% | 1.77% | 2.01% | +635 bps | |
| Share Growth (YoY) | -0.35% | -2.44% | 6.91% | 4.19% | -2.67% | -0.46% | -8.11% | -5.51% | -971 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.72% | 0.98% | 1.20% | 1.50% | 1.13% | 0.94% | 0.90% | 0.78% | -72 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.07% | 11.30% | 10.54% | 10.99% | 12.11% | 11.98% | 11.96% | 12.06% | +106 bps | |
| Net Worth / Assets | 11.07% | 11.30% | 10.54% | 10.99% | 12.11% | 11.98% | 11.96% | 12.06% | +106 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 101.49% | 100.60% | 88.18% | 89.65% | 99.04% | 97.58% | 97.65% | 96.79% | +714 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |