Worth
Bedford, TX · Charter 68471 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 10 branches
Q2 2026
$1.3BAssets
$624.4MLoans
$1.1BShares
$138.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 57% of credit unions $1B-$10B in assets (rank 188 of 435).
- Widest gap: net interest margin trails 78% of credit unions $1B-$10B in assets (rank 339 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.55%
Rank 326 of 435
Net Interest Margin
2.96%
Rank 339 of 435
Efficiency Ratio
75.56%
Rank 293 of 435
Equity / Assets
10.81%
Rank 224 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.55% | 0.55% | 0.81% | 1.14% | Beats 25% | 326 / 435 | | |
| Return on Equity | 5.12% | 5.12% | 7.41% | 9.70% | Beats 25% | 327 / 435 | | |
| Net Interest Margin | 2.96% | 3.01% | 3.39% | 3.75% | Beats 22% | 339 / 435 | | |
| Efficiency Ratio | 75.56% | 65.25% | 71.39% | 77.86% | Beats 33% | 293 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.45% | 0.69% | 1.05% | Beats 57% | 188 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.81% | 9.81% | 10.84% | 12.63% | Beats 49% | 224 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.81% | 9.81% | 10.84% | 12.63% | Beats 49% | 224 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 55.17% | 78.33% | 88.38% | 95.61% | 4th pctl | 417 / 435 | | |
| Loans / Assets | 48.72% | 67.69% | 74.58% | 80.80% | 5th pctl | 414 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |