Catholic United Financial Saint Paul, MN · Charter 68469 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25-26)
NCUA · 2 branches
Q1 2026
$34.4M Assets
$17.0M Loans
$30.4M Shares
$3.6M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 76% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 7 of 25). Widest gap: equity / assets trails 65% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 17 of 26). Overall: at or above the peer median on 5 of 7 directional measures. Return on Assets
0.41%
Rank 12 of 26
Net Interest Margin
3.55%
Rank 13 of 26
Efficiency Ratio
90.11%
Rank 14 of 26
Equity / Assets
10.45%
Rank 17 of 26
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.41% -0.13% 0.40% 0.67% Beats 54% 12 / 26 Return on Equity 3.89% -1.37% 3.76% 5.95% Beats 54% 12 / 26 Net Interest Margin 3.55% 3.26% 3.55% 4.15% Beats 50% 13 / 26 Efficiency Ratio 90.11% 78.33% 90.11% 96.47% Beats 50% 14 / 26 Asset Quality Nonperforming Loans / Loans 0.19% 0.19% 0.54% 0.80% Beats 76% 7 / 25 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 10.45% 9.87% 11.03% 14.02% Beats 35% 17 / 26 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 10.45% 9.87% 11.03% 14.02% Beats 35% 17 / 26 Liquidity & Funding Loans / Deposits 55.79% 58.25% 68.25% 81.66% 12th pctl 23 / 26 Loans / Assets 49.37% 51.57% 59.22% 71.45% 19th pctl 21 / 26 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (25 to 26 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,754 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-10