Los Angeles, CA · Charter 68459
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.27% | 0.20% | 0.12% | 0.26% | 0.30% | 0.31% | 0.55% | 0.48% | +22 bps | |
| Return on Equity | 2.72% | 1.85% | 1.11% | 2.50% | 2.92% | 3.01% | 5.29% | 4.84% | +234 bps | |
| Net Interest Margin | 3.06% | 3.25% | 3.18% | 3.24% | 3.27% | 3.31% | 3.69% | 3.58% | +34 bps | |
| Efficiency Ratio | 84.17% | 85.63% | 87.92% | 82.83% | 83.31% | 81.99% | 77.01% | 77.13% | -570 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.32% | -9.30% | -4.58% | -4.57% | -3.96% | 2.91% | 1.92% | 5.46% | +1,002 bps | |
| Loan Growth (YoY) | -1.07% | 1.72% | -0.45% | 4.35% | 3.14% | 4.83% | 7.56% | 12.11% | +776 bps | |
| Share Growth (YoY) | -3.09% | -2.26% | -0.66% | -0.53% | 0.66% | 1.77% | 1.30% | 3.14% | +367 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.60% | 0.69% | 0.69% | 1.08% | 0.80% | 0.78% | 0.70% | 0.73% | -36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.97% | 10.57% | 10.43% | 10.39% | 10.29% | 10.30% | 10.36% | 10.00% | -39 bps | |
| Net Worth / Assets | 9.97% | 10.57% | 10.43% | 10.39% | 10.29% | 10.30% | 10.36% | 10.00% | -39 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 83.61% | 86.46% | 84.04% | 86.87% | 85.67% | 89.06% | 89.24% | 94.43% | +756 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 99.68% | 0.00% | 0.00% | 0.00% | 0.00% | -9,968 bps | |