Los Angeles, CA · Charter 68459
NCUA · 5 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.26% | 0.30% | 0.31% | 0.55% | 0.48% | +22 bps | |
| Return on Equity | 2.50% | 2.92% | 3.01% | 5.29% | 4.84% | +234 bps | |
| Net Interest Margin | 3.24% | 3.27% | 3.31% | 3.69% | 3.58% | +34 bps | |
| Efficiency Ratio | 82.83% | 83.31% | 81.99% | 77.01% | 77.13% | -570 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -4.57% | -3.96% | 2.91% | 1.92% | 5.46% | +1,002 bps | |
| Loan Growth (YoY) | 4.35% | 3.14% | 4.83% | 7.56% | 12.11% | +776 bps | |
| Share Growth (YoY) | -0.53% | 0.66% | 1.77% | 1.30% | 3.14% | +367 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.08% | 0.80% | 0.78% | 0.70% | 0.73% | -36 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.39% | 10.29% | 10.30% | 10.36% | 10.00% | -39 bps | |
| Net Worth / Assets | 10.39% | 10.29% | 10.30% | 10.36% | 10.00% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 86.87% | 85.67% | 89.06% | 89.24% | 94.43% | +756 bps | |
| Liquid Assets / Assets | 99.68% | 0.00% | 0.00% | 0.00% | 0.00% | -9,968 bps | |