Genesis Employees
Zanesville, OH · Charter 68451 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$22.2MAssets
$11.2MLoans
$18.9MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 87% of credit unions under $1B in assets (rank 224 of 1681).
- Widest gap: nonperforming loans / loans trails 81% of credit unions under $1B in assets (rank 1371 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.54%
Rank 228 of 1,683
Net Interest Margin
4.72%
Rank 245 of 1,683
Efficiency Ratio
67.93%
Rank 393 of 1,682
Equity / Assets
14.41%
Rank 609 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.54% | 0.35% | 0.74% | 1.18% | Beats 86% | 228 / 1,683 | |
| Return on Equity | 10.71% | 2.67% | 5.89% | 8.74% | Beats 87% | 224 / 1,681 | |
| Net Interest Margin | 4.72% | 3.31% | 3.82% | 4.32% | Beats 85% | 245 / 1,683 | |
| Efficiency Ratio | 67.93% | 68.91% | 78.20% | 86.93% | Beats 77% | 393 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.61% | 0.26% | 0.65% | 1.29% | Beats 19% | 1,371 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.41% | 10.44% | 12.89% | 16.53% | Beats 64% | 609 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.41% | 10.44% | 12.89% | 16.53% | Beats 64% | 609 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 59.34% | 52.61% | 69.38% | 83.50% | 34th pctl | 1,116 / 1,683 | |
| Loans / Assets | 50.57% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,103 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |