Peoria, IL · Charter 68448
NCUA · 35 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.38% | 1.40% | 0.75% | 1.26% | 1.33% | -4 bps | |
| Return on Equity | 11.84% | 11.54% | 6.59% | 11.26% | 11.45% | -39 bps | |
| Net Interest Margin | 3.38% | 3.45% | 2.71% | 3.30% | 3.43% | +5 bps | |
| Efficiency Ratio | 54.20% | 54.22% | 63.29% | 54.43% | 53.60% | -60 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.61% | 3.94% | 4.70% | 3.34% | 4.00% | -61 bps | |
| Loan Growth (YoY) | 7.45% | 5.77% | 4.35% | 3.13% | 2.75% | -470 bps | |
| Share Growth (YoY) | 5.34% | 5.20% | 4.55% | 4.26% | 5.19% | -16 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.97% | 1.04% | 1.13% | 0.84% | 0.96% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.62% | 12.11% | 11.45% | 11.16% | 11.65% | +3 bps | |
| Net Worth / Assets | 11.62% | 12.11% | 11.45% | 11.16% | 11.65% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 89.49% | 90.18% | 88.01% | 84.82% | 87.42% | -207 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |