Chandler, AZ · Charter 68444
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.12% | 0.15% | 0.18% | 0.15% | 0.24% | +13 bps | |
| Return on Equity | 1.23% | 1.54% | 1.92% | 1.61% | 2.68% | +145 bps | |
| Net Interest Margin | 3.63% | 3.69% | 3.65% | 3.70% | 3.82% | +19 bps | |
| Efficiency Ratio | 79.17% | 78.14% | 77.55% | 79.04% | 77.53% | -163 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.83% | 2.26% | 7.01% | 2.58% | 5.87% | +104 bps | |
| Loan Growth (YoY) | 17.72% | 17.23% | 16.77% | 9.58% | 9.36% | -836 bps | |
| Share Growth (YoY) | 9.03% | 5.81% | 3.92% | 1.90% | 2.96% | -607 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.62% | 0.69% | 0.60% | 0.44% | 0.53% | -8 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.49% | 9.49% | 9.37% | 9.42% | 9.10% | -39 bps | |
| Net Worth / Assets | 9.49% | 9.49% | 9.37% | 9.42% | 9.10% | -39 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.72% | 71.02% | 70.51% | 71.26% | 75.11% | +439 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |