Littleton, CO · Charter 68443
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.45% | 0.54% | 0.52% | 0.25% | 0.36% | -9 bps | |
| Return on Equity | 4.41% | 5.21% | 4.98% | 2.41% | 3.49% | -91 bps | |
| Net Interest Margin | 3.31% | 3.39% | 3.40% | 3.26% | 3.40% | +9 bps | |
| Efficiency Ratio | 85.23% | 84.32% | 85.16% | 91.85% | 89.19% | +396 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.37% | 11.21% | 8.50% | 4.83% | 3.40% | -797 bps | |
| Loan Growth (YoY) | 6.04% | 10.37% | 9.74% | 8.23% | 10.27% | +423 bps | |
| Share Growth (YoY) | 12.48% | 11.91% | 8.41% | 5.03% | 3.28% | -920 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.81% | 0.32% | 0.35% | 0.34% | 0.42% | -39 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.15% | 10.31% | 10.35% | 10.23% | 10.29% | +13 bps | |
| Net Worth / Assets | 10.15% | 10.31% | 10.35% | 10.23% | 10.29% | +13 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.91% | 86.32% | 86.51% | 84.76% | 87.46% | +555 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |