Resource One
Dallas, TX · Charter 68439 · Peer group: credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (n=60)
NCUA · 11 branches
Q2 2026
$555.2MAssets
$412.7MLoans
$495.2MShares
$57.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 98% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 1 of 60).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 49 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
3.26%
Rank 2 of 60
Net Interest Margin
4.28%
Rank 22 of 60
Efficiency Ratio
60.91%
Rank 8 of 60
Equity / Assets
10.43%
Rank 49 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.26% | 0.02% | 0.62% | 0.99% | Beats 97% | 2 / 60 | | |
| Return on Equity | 31.29% | 0.12% | 4.17% | 8.32% | Beats 98% | 1 / 60 | | |
| Net Interest Margin | 4.28% | 3.36% | 3.95% | 4.45% | Beats 63% | 22 / 60 | | |
| Efficiency Ratio | 60.91% | 70.09% | 78.52% | 92.77% | Beats 88% | 8 / 60 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.33% | 0.25% | 0.82% | 1.91% | Beats 20% | 49 / 60 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.43% | 11.15% | 14.35% | 19.86% | Beats 18% | 49 / 60 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.43% | 11.15% | 14.35% | 19.86% | Beats 18% | 49 / 60 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.35% | 51.31% | 60.45% | 81.20% | 78th pctl | 13 / 60 | | |
| Loans / Assets | 74.34% | 41.11% | 52.43% | 68.66% | 87th pctl | 8 / 60 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |