Chatsworth, CA · Charter 68428
NCUA · 21 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.31% | -0.27% | -0.49% | -0.36% | -0.26% | -0.27% | -0.20% | -0.63% | -27 bps | |
| Return on Equity | -3.23% | -2.71% | -5.04% | -3.64% | -2.68% | -2.67% | -2.07% | -6.63% | -299 bps | |
| Net Interest Margin | 1.92% | 1.92% | 1.92% | 2.09% | 2.21% | 2.28% | 2.27% | 2.33% | +25 bps | |
| Efficiency Ratio | 110.42% | 110.86% | 109.21% | 104.64% | 98.10% | 98.53% | 108.52% | 110.74% | +610 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.54% | -2.23% | -4.71% | -9.23% | -4.03% | -4.06% | -2.39% | -0.03% | +920 bps | |
| Loan Growth (YoY) | -6.71% | -8.26% | -5.10% | -2.09% | -2.22% | -2.45% | -4.83% | -5.21% | -312 bps | |
| Share Growth (YoY) | 6.99% | 6.25% | 2.23% | -3.67% | -4.88% | -4.64% | -3.24% | 1.58% | +525 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.01% | 1.38% | 1.01% | 1.19% | 1.16% | 1.13% | 1.20% | 1.80% | +60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.73% | 9.82% | 9.70% | 9.86% | 9.87% | 9.93% | 9.71% | 9.43% | -43 bps | |
| Net Worth / Assets | 9.73% | 9.82% | 9.70% | 9.86% | 9.87% | 9.93% | 9.71% | 9.43% | -43 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 90.39% | 89.34% | 90.34% | 93.36% | 92.92% | 91.39% | 88.86% | 87.12% | -624 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |