Credit Union West
Glendale, AZ · Charter 68421 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
$1.5BAssets
$1.2BLoans
$1.3BShares
$152.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions $1B-$10B in assets (rank 31 of 435).
- Widest gap: return on assets trails 73% of credit unions $1B-$10B in assets (rank 317 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.58%
Rank 317 of 435
Net Interest Margin
4.18%
Rank 31 of 435
Efficiency Ratio
74.94%
Rank 271 of 435
Equity / Assets
10.50%
Rank 258 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.58% | 0.55% | 0.81% | 1.14% | Beats 27% | 317 / 435 | | |
| Return on Equity | 5.51% | 5.12% | 7.41% | 9.70% | Beats 29% | 307 / 435 | | |
| Net Interest Margin | 4.18% | 3.01% | 3.39% | 3.75% | Beats 93% | 31 / 435 | | |
| Efficiency Ratio | 74.94% | 65.25% | 71.39% | 77.86% | Beats 38% | 271 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 82% | 80 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.50% | 9.81% | 10.84% | 12.63% | Beats 41% | 258 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.50% | 9.81% | 10.84% | 12.63% | Beats 41% | 258 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.98% | 78.33% | 88.38% | 95.61% | 70th pctl | 129 / 435 | | |
| Loans / Assets | 82.77% | 67.69% | 74.58% | 80.80% | 85th pctl | 65 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |