Glendale, AZ · Charter 68421
NCUA · 15 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
41
Asset Quality
82
Profitability
50
Liquidity
60
Efficiency
38
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Glendale, AZ · Charter 68421
NCUA · 15 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.73% | 0.81% | 0.81% | 0.42% | 0.58% | -15 bps | |
| Return on Equity | 6.77% | 7.42% | 7.70% | 4.12% | 5.51% | -126 bps | |
| Net Interest Margin | 4.30% | 4.37% | 4.15% | 4.10% | 4.18% | -12 bps | |
| Efficiency Ratio | 69.39% | 68.17% | 67.00% | 78.53% | 74.94% | +555 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.70% | 5.60% | 9.05% | 9.07% | 9.64% | +395 bps | |
| Loan Growth (YoY) | 7.39% | 8.18% | 7.32% | 7.14% | 9.92% | +254 bps | |
| Share Growth (YoY) | 5.25% | 5.17% | 9.01% | 9.34% | 10.04% | +479 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.33% | 0.40% | 0.40% | 0.38% | 0.38% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.79% | 10.96% | 10.47% | 10.31% | 10.50% | -29 bps | |
| Net Worth / Assets | 10.79% | 10.96% | 10.47% | 10.31% | 10.50% | -29 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.09% | 94.84% | 89.46% | 90.04% | 93.98% | -10 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Glendale, AZ · Charter 68421 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 15 branches
Q2 2026
Return on Assets
0.58%
Rank 317 of 435
Net Interest Margin
4.18%
Rank 31 of 435
Efficiency Ratio
74.94%
Rank 271 of 435
Equity / Assets
10.50%
Rank 258 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.58% | 0.55% | 0.81% | 1.14% | Beats 27% | 317 / 435 | |
| Return on Equity | 5.51% | 5.12% | 7.41% | 9.70% | Beats 29% | 307 / 435 | |
| Net Interest Margin | 4.18% | 3.01% | 3.39% | 3.75% | Beats 93% | 31 / 435 | |
| Efficiency Ratio | 74.94% | 65.25% | 71.39% | 77.86% | Beats 38% | 271 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 82% | 80 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.50% | 9.81% | 10.84% | 12.63% | Beats 41% | 258 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.50% | 9.81% | 10.84% | 12.63% | Beats 41% | 258 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 93.98% | 78.33% | 88.38% | 95.61% | 70th pctl | 129 / 435 | |
| Loans / Assets | 82.77% | 67.69% | 74.58% | 80.80% | 85th pctl | 65 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||