PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Postal Plus

Tacoma, WA · Charter 68408

Q4 1999

$15.4MAssets
$9.6MLoans
$13.3MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of -0.66%; NIM at 5.10%.
  • Asset quality: problem loans at 2.07% of loans.
  • Funding: loans stand at 72.12% of shares as of Q4 1999.

Financial Results

Return on Assets (YTD, annualized)

-0.66%

Net Interest Margin (YTD, annualized)

5.10%

Efficiency Ratio (YTD, annualized)

88.31%

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1999YoY ΔTrend
Earnings
Return on Assets-0.66%n/an/a
Return on Equityn/an/an/a
Net Interest Margin5.10%n/an/a
Efficiency Ratio88.31%n/an/a
Growth
Asset Growth (YoY)n/an/an/a
Loan Growth (YoY)n/an/an/a
Share Growth (YoY)n/an/an/a
Asset Quality
Delinquent Loans / Loans2.07%n/an/a
Net Charge-Offs / Loansn/an/an/a
Allowance / Loans2.45%n/an/a
Capital
Risk-Based Capitaln/an/an/a
Net Worth / Assetsn/an/an/a
Liquidity & Funding
Loans / Shares72.12%n/an/a
Liquid Assets / Assets16.58%n/an/a