Campus USA
Gainesville, FL · Charter 68391 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 22 branches
Q2 2026
$4.0BAssets
$3.4BLoans
$3.4BShares
$495.4MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 87% of credit unions $1B-$10B in assets (rank 58 of 435).
- Widest gap: net interest margin trails 79% of credit unions $1B-$10B in assets (rank 344 of 435).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.26%
Rank 73 of 435
Net Interest Margin
2.93%
Rank 344 of 435
Efficiency Ratio
60.17%
Rank 58 of 435
Equity / Assets
12.25%
Rank 131 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.26% | 0.55% | 0.81% | 1.14% | Beats 83% | 73 / 435 | | |
| Return on Equity | 10.29% | 5.12% | 7.41% | 9.70% | Beats 79% | 92 / 435 | | |
| Net Interest Margin | 2.93% | 3.01% | 3.39% | 3.75% | Beats 21% | 344 / 435 | | |
| Efficiency Ratio | 60.17% | 65.25% | 71.39% | 77.86% | Beats 87% | 58 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.38% | 0.45% | 0.69% | 1.05% | Beats 83% | 73 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.25% | 9.81% | 10.84% | 12.63% | Beats 70% | 131 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.25% | 9.81% | 10.84% | 12.63% | Beats 70% | 131 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 98.29% | 78.33% | 88.38% | 95.61% | 80th pctl | 86 / 435 | | |
| Loans / Assets | 83.14% | 67.69% | 74.58% | 80.80% | 86th pctl | 61 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |