PackageTrendsPeer
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Crow Wing Power

Brainerd, MN · Charter 68389

NCUA · 1 branch

Q2 2026

$126.3MAssets
$95.0MLoans
$113.8MShares
$11.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.95%, down 6 bps year over year; NIM at 2.77%.
  • Asset quality: problem loans at 0.02% of loans (-2 bps YoY).
  • Capital: net worth / assets of 9.43%, down 5 bps from a year ago.
  • Funding: loans stand at 83.48% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.95%-6 bps YoY

Net Interest Margin (YTD, annualized)

2.77%-23 bps YoY

Efficiency Ratio (YTD, annualized)

66.77%+440 bps YoY

Net Worth / Assets

9.43%-5 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.01%1.11%1.12%1.18%0.95%-6 bps
Return on Equity10.60%11.57%11.55%12.43%10.06%-54 bps
Net Interest Margin3.01%3.03%3.05%3.06%2.77%-23 bps
Efficiency Ratio62.37%60.55%60.76%62.92%66.77%+440 bps
Growth
Asset Growth (YoY)4.32%2.62%4.15%7.86%13.28%+896 bps
Loan Growth (YoY)11.75%7.25%7.06%6.61%2.60%-915 bps
Share Growth (YoY)3.65%1.53%3.33%7.05%13.16%+951 bps
Asset Quality
Delinquent Loans / Loans0.04%0.14%0.01%0.01%0.02%-2 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.48%9.58%9.70%9.47%9.43%-5 bps
Net Worth / Assets9.48%9.58%9.70%9.47%9.43%-5 bps
Liquidity & Funding
Loans / Shares92.07%89.60%88.68%83.70%83.48%-859 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps