Lewis Clark
Lewiston, ID · Charter 68386 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 5 branches
Q2 2026
$270.4MAssets
$209.5MLoans
$239.4MShares
$29.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 51% of credit unions under $1B in assets (rank 820 of 1682).
- Widest gap: equity / assets trails 69% of credit unions under $1B in assets (rank 1164 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.64%
Rank 966 of 1,683
Net Interest Margin
3.79%
Rank 867 of 1,683
Efficiency Ratio
82.02%
Rank 1,036 of 1,682
Equity / Assets
10.97%
Rank 1,164 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.64% | 0.35% | 0.74% | 1.18% | Beats 43% | 966 / 1,683 | |
| Return on Equity | 5.82% | 2.67% | 5.89% | 8.74% | Beats 49% | 853 / 1,681 | |
| Net Interest Margin | 3.79% | 3.31% | 3.82% | 4.32% | Beats 48% | 867 / 1,683 | |
| Efficiency Ratio | 82.02% | 68.91% | 78.20% | 86.93% | Beats 38% | 1,036 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.62% | 0.26% | 0.65% | 1.29% | Beats 51% | 820 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,164 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.97% | 10.44% | 12.89% | 16.53% | Beats 31% | 1,164 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 87.48% | 52.61% | 69.38% | 83.50% | 82nd pctl | 301 / 1,683 | |
| Loans / Assets | 77.47% | 44.71% | 59.18% | 70.72% | 88th pctl | 206 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |