Frontier
Idaho Falls, ID · Charter 68376 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 13 branches
Q2 2026
$821.6MAssets
$652.2MLoans
$694.2MShares
$66.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 55% of credit unions under $1B in assets (rank 757 of 1681).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1617 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.52%
Rank 1,115 of 1,683
Net Interest Margin
3.62%
Rank 1,017 of 1,683
Efficiency Ratio
79.90%
Rank 931 of 1,682
Equity / Assets
8.06%
Rank 1,617 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.35% | 0.74% | 1.18% | Beats 34% | 1,115 / 1,683 | | |
| Return on Equity | 6.39% | 2.67% | 5.89% | 8.74% | Beats 55% | 757 / 1,681 | | |
| Net Interest Margin | 3.62% | 3.31% | 3.82% | 4.32% | Beats 40% | 1,017 / 1,683 | | |
| Efficiency Ratio | 79.90% | 68.91% | 78.20% | 86.93% | Beats 45% | 931 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.26% | 0.65% | 1.29% | Beats 53% | 789 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.06% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,617 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.06% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,617 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 93.96% | 52.61% | 69.38% | 83.50% | 92nd pctl | 134 / 1,683 | | |
| Loans / Assets | 79.38% | 44.71% | 59.18% | 70.72% | 91st pctl | 152 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |