PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Entertainment

Hollywood, CA · Charter 68373

NCUA · 7 branches

Q2 2026

$2.1BAssets
$1.5BLoans
$1.7BShares
$214.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.11%, down 31 bps year over year; NIM at 2.97%.
  • Asset quality: problem loans at 0.71% of loans (-12 bps YoY).
  • Capital: net worth / assets of 10.14%, up 33 bps from a year ago.
  • Funding: loans stand at 83.28% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.11%-31 bps YoY

Net Interest Margin (YTD, annualized)

2.97%+27 bps YoY

Efficiency Ratio (YTD, annualized)

86.46%+1,405 bps YoY

Net Worth / Assets

10.14%+33 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.41%0.44%0.46%0.09%0.11%-31 bps
Return on Equity4.20%4.26%4.44%0.84%1.04%-316 bps
Net Interest Margin2.70%2.90%2.96%3.02%2.97%+27 bps
Efficiency Ratio72.42%73.83%73.66%87.49%86.46%+1,405 bps
Growth
Asset Growth (YoY)-0.92%-3.56%-2.40%-1.46%-0.37%+55 bps
Loan Growth (YoY)-5.78%-5.19%-5.19%-4.46%0.40%+618 bps
Share Growth (YoY)-0.20%-5.12%-4.51%-2.88%1.06%+126 bps
Asset Quality
Delinquent Loans / Loans0.82%0.84%1.01%0.74%0.71%-12 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.81%10.23%10.38%10.08%10.14%+33 bps
Net Worth / Assets9.81%10.23%10.38%10.08%10.14%+33 bps
Liquidity & Funding
Loans / Shares83.83%86.86%86.02%82.09%83.28%-55 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps