Lakewood, WA · Charter 68371
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.08% | -0.01% | 0.01% | -0.62% | -0.13% | -21 bps | |
| Return on Equity | 0.57% | -0.09% | 0.09% | -4.40% | -0.96% | -153 bps | |
| Net Interest Margin | 4.21% | 4.47% | 4.42% | 4.31% | 4.25% | +5 bps | |
| Efficiency Ratio | 77.52% | 73.62% | 76.48% | 79.42% | 79.05% | +152 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 2.10% | -3.05% | -3.89% | -7.03% | -3.10% | -521 bps | |
| Loan Growth (YoY) | -5.06% | -5.61% | -2.38% | -10.10% | -5.16% | -9 bps | |
| Share Growth (YoY) | 2.91% | -2.40% | -3.79% | -8.44% | -5.88% | -879 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.37% | 2.87% | 3.42% | 2.50% | 2.30% | -207 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.58% | 14.10% | 13.89% | 13.97% | 13.82% | +24 bps | |
| Net Worth / Assets | 13.58% | 14.10% | 13.89% | 13.97% | 13.82% | +24 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 48.12% | 49.08% | 46.17% | 46.84% | 48.49% | +37 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |