Eaton Family
Euclid, OH · Charter 68354 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 5 branches
Q2 2026
$77.6MAssets
$56.0MLoans
$70.3MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 59% of credit unions under $1B in assets in the Cleveland, OH area (rank 16 of 39).
- Widest gap: nonperforming loans / loans trails 85% of credit unions under $1B in assets in the Cleveland, OH area (rank 34 of 39).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.05%
Rank 33 of 39
Net Interest Margin
3.94%
Rank 16 of 39
Efficiency Ratio
83.54%
Rank 22 of 39
Equity / Assets
10.62%
Rank 27 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.05% | 0.13% | 0.49% | 0.87% | Beats 15% | 33 / 39 | | |
| Return on Equity | 0.44% | 1.01% | 4.09% | 7.61% | Beats 21% | 31 / 39 | | |
| Net Interest Margin | 3.94% | 3.28% | 3.83% | 4.18% | Beats 59% | 16 / 39 | | |
| Efficiency Ratio | 83.54% | 76.45% | 81.64% | 91.75% | Beats 46% | 22 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.04% | 0.15% | 0.61% | 1.88% | Beats 15% | 34 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.62% | 10.00% | 12.89% | 19.36% | Beats 31% | 27 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.62% | 10.00% | 12.89% | 19.36% | Beats 31% | 27 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.71% | 45.46% | 53.28% | 74.29% | 87th pctl | 5 / 39 | | |
| Loans / Assets | 72.22% | 36.24% | 44.98% | 63.66% | 92nd pctl | 3 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |