Morrison, IL · Charter 68343
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.39% | 1.21% | 1.07% | 0.51% | 0.63% | -76 bps | |
| Return on Equity | 13.21% | 10.92% | 9.77% | 4.41% | 5.35% | -787 bps | |
| Net Interest Margin | 4.32% | 4.10% | 4.02% | 4.07% | 4.27% | -5 bps | |
| Efficiency Ratio | 69.97% | 73.60% | 75.42% | 87.69% | 85.79% | +1,582 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.47% | 7.45% | 8.35% | -0.08% | -4.04% | -1,051 bps | |
| Loan Growth (YoY) | -1.22% | -2.50% | -4.05% | -3.93% | -4.81% | -359 bps | |
| Share Growth (YoY) | 5.78% | 6.92% | 8.04% | -1.22% | -5.50% | -1,128 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.11% | 0.22% | 0.79% | 0.69% | 0.22% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.54% | 11.07% | 10.97% | 11.47% | 11.84% | +130 bps | |
| Net Worth / Assets | 10.54% | 11.07% | 10.97% | 11.47% | 11.84% | +130 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 68.23% | 68.80% | 66.36% | 67.78% | 68.73% | +50 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |