Advantage One
Morrison, IL · Charter 68343 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$23.5MAssets
$14.2MLoans
$20.6MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 358 of 1682).
- Widest gap: efficiency ratio trails 72% of credit unions under $1B in assets (rank 1218 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.63%
Rank 975 of 1,683
Net Interest Margin
4.27%
Rank 455 of 1,683
Efficiency Ratio
85.88%
Rank 1,218 of 1,682
Equity / Assets
11.84%
Rank 1,021 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.63% | 0.35% | 0.74% | 1.18% | Beats 42% | 975 / 1,683 | | |
| Return on Equity | 5.31% | 2.67% | 5.89% | 8.74% | Beats 45% | 924 / 1,681 | | |
| Net Interest Margin | 4.27% | 3.31% | 3.82% | 4.32% | Beats 73% | 455 / 1,683 | | |
| Efficiency Ratio | 85.88% | 68.91% | 78.20% | 86.93% | Beats 28% | 1,218 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.26% | 0.65% | 1.29% | Beats 79% | 358 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.84% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,021 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.84% | 10.44% | 12.89% | 16.53% | Beats 39% | 1,021 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.73% | 52.61% | 69.38% | 83.50% | 49th pctl | 861 / 1,683 | | |
| Loans / Assets | 60.21% | 44.71% | 59.18% | 70.72% | 52nd pctl | 806 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |