Olympia, WA · Charter 68328
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.42% | 1.59% | 1.57% | 1.55% | 1.81% | +39 bps | |
| Return on Equity | 8.97% | 9.78% | 9.56% | 9.34% | 10.35% | +138 bps | |
| Net Interest Margin | 3.21% | 3.32% | 3.34% | 3.45% | 3.70% | +49 bps | |
| Efficiency Ratio | 51.50% | 48.90% | 48.47% | 53.28% | 48.28% | -322 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.97% | 9.35% | 13.83% | 7.98% | 0.93% | -804 bps | |
| Loan Growth (YoY) | 9.41% | 10.64% | 9.69% | 5.11% | -4.76% | -1,417 bps | |
| Share Growth (YoY) | 7.71% | 7.09% | 14.64% | 9.16% | -0.71% | -842 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.77% | 2.32% | 1.89% | 2.50% | 0.29% | -48 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.86% | 16.23% | 16.44% | 16.65% | 17.50% | +164 bps | |
| Net Worth / Assets | 15.86% | 16.23% | 16.44% | 16.65% | 17.50% | +164 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 110.15% | 110.50% | 104.22% | 104.80% | 105.66% | -449 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |