PackageTrendsPeer
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Las Vegas

Las Vegas, NV · Charter 68313

Q4 1998

$4.1MAssets
$3.0MLoans
$3.8MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.18%.
  • Asset quality: problem loans at 0.96% of loans.
  • Funding: loans stand at 80.36% of shares as of Q4 1998.

Financial Results

Return on Assets (YTD, annualized)

4.18%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1997Q2 1998Q4 1998YoY ΔTrend
Earnings
Return on Assets4.71%4.59%4.18%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.36%1.20%0.96%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans1.64%1.10%1.31%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares81.59%93.36%80.36%n/a
Liquid Assets / Assets8.53%6.92%15.15%n/a