Tacoma, WA · Charter 68309
Q2 2001
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2001, the quarter ended June 30, 2001, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Tacoma, WA · Charter 68309
Q2 2001
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 1999 | Q4 1999 | Q2 2000 | Q4 2000 | Q2 2001 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 3.19% | 0.47% | 0.59% | 0.62% | 0.07% | -312 bps | |
| Return on Equity | n/a | n/a | n/a | 6.86% | 0.79% | n/a | |
| Net Interest Margin | n/a | 5.08% | 5.22% | 5.15% | 5.11% | n/a | |
| Efficiency Ratio | n/a | 85.51% | 80.61% | 80.61% | 78.66% | n/a | |
| Growth | |||||||
| Asset Growth (YoY) | n/a | 1.31% | -0.19% | -1.29% | 5.02% | n/a | |
| Loan Growth (YoY) | n/a | 18.29% | 22.32% | 16.26% | 12.27% | n/a | |
| Share Growth (YoY) | n/a | -0.70% | -2.69% | -5.60% | 4.14% | n/a | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.24% | 0.98% | 1.17% | 1.47% | 1.16% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.18% | 1.13% | 1.04% | 1.09% | 1.42% | +24 bps | |
| Capital | |||||||
| Risk-Based Capital | n/a | n/a | n/a | 8.99% | 8.60% | n/a | |
| Net Worth / Assets | n/a | n/a | n/a | 8.99% | 8.60% | n/a | |
| Liquidity & Funding | |||||||
| Loans / Shares | 67.09% | 71.03% | 80.88% | 80.98% | 72.32% | +524 bps | |
| Liquid Assets / Assets | 14.08% | 16.60% | 11.34% | 13.88% | 15.91% | +184 bps | |