PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Trident Credit Union

Philadelphia, PA · Charter 68303

Q2 1999

$2.1MAssets
$1.2MLoans
$1.9MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.19%.
  • Asset quality: problem loans at 0.91% of loans.
  • Funding: loans stand at 64.93% of shares as of Q2 1999.

Financial Results

Return on Assets (YTD, annualized)

3.19%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ4 1997Q2 1998Q4 1998Q2 1999YoY ΔTrend
Earnings
Return on Assets1.50%3.43%3.11%3.19%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.76%0.00%0.91%0.91%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.59%2.77%2.14%2.71%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares89.41%79.20%72.80%64.93%n/a
Liquid Assets / Assets12.00%20.89%19.14%14.25%n/a