Star Financial
Corpus Christi, TX · Charter 68300 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$48.8MAssets
$22.3MLoans
$43.1MShares
$5.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 75% of credit unions under $1B in assets in TX (rank 58 of 235).
- Widest gap: equity / assets trails 77% of credit unions under $1B in assets in TX (rank 182 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.17%
Rank 179 of 235
Net Interest Margin
4.38%
Rank 58 of 235
Efficiency Ratio
83.67%
Rank 132 of 235
Equity / Assets
10.99%
Rank 182 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.17% | 0.17% | 0.57% | 1.10% | Beats 24% | 179 / 235 | |
| Return on Equity | 1.53% | 1.03% | 4.30% | 7.58% | Beats 30% | 164 / 235 | |
| Net Interest Margin | 4.38% | 3.32% | 3.89% | 4.35% | Beats 75% | 58 / 235 | |
| Efficiency Ratio | 83.67% | 70.60% | 82.00% | 91.57% | Beats 44% | 132 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.40% | 0.20% | 0.59% | 1.14% | Beats 65% | 83 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.99% | 11.30% | 14.41% | 19.49% | Beats 23% | 182 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.99% | 11.30% | 14.41% | 19.49% | Beats 23% | 182 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 51.81% | 54.18% | 67.38% | 81.66% | 22nd pctl | 184 / 235 | |
| Loans / Assets | 45.74% | 43.80% | 56.63% | 68.64% | 27th pctl | 171 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |