Tapco
Fircrest, WA · Charter 68298 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 6 branches
Q2 2026
$735.7MAssets
$569.0MLoans
$657.1MShares
$75.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 95% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 1 of 22).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 18 of 22).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
2.58%
Rank 1 of 22
Net Interest Margin
3.57%
Rank 11 of 22
Efficiency Ratio
51.60%
Rank 2 of 22
Equity / Assets
10.19%
Rank 18 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.58% | 0.11% | 0.57% | 0.99% | Beats 95% | 1 / 22 | | |
| Return on Equity | 25.36% | 0.85% | 3.93% | 5.70% | Beats 95% | 1 / 22 | | |
| Net Interest Margin | 3.57% | 3.17% | 3.57% | 4.25% | Beats 50% | 11 / 22 | | |
| Efficiency Ratio | 51.60% | 65.75% | 80.47% | 91.31% | Beats 95% | 2 / 22 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.34% | 0.86% | 1.42% | Beats 77% | 6 / 22 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.19% | 10.62% | 13.36% | 14.42% | Beats 18% | 18 / 22 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.19% | 10.62% | 13.36% | 14.42% | Beats 18% | 18 / 22 | | |
| Liquidity & Funding |
| Loans / Deposits | 86.59% | 61.01% | 65.58% | 83.83% | 82nd pctl | 4 / 22 | | |
| Loans / Assets | 77.34% | 47.64% | 55.55% | 72.11% | 86th pctl | 3 / 22 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |