Blue Bell, PA · Charter 68297
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.65% | -0.61% | -0.95% | -1.03% | -0.69% | -0.69% | 1.33% | 0.65% | +168 bps | |
| Return on Equity | -5.26% | -4.97% | -8.07% | -8.77% | -5.77% | -5.90% | 11.28% | 5.40% | +1,416 bps | |
| Net Interest Margin | 2.71% | 2.71% | 2.69% | 2.87% | 3.05% | 3.10% | 3.42% | 3.55% | +68 bps | |
| Efficiency Ratio | 121.50% | 120.19% | 127.51% | 127.95% | 115.45% | 112.91% | 68.70% | 81.13% | -4,682 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.49% | -2.21% | -1.15% | -0.14% | -3.55% | -0.81% | -0.72% | -1.47% | -134 bps | |
| Loan Growth (YoY) | 6.93% | 3.39% | 4.27% | 9.08% | 7.38% | 23.41% | 18.07% | 12.84% | +376 bps | |
| Share Growth (YoY) | -4.02% | -2.25% | -2.03% | -1.16% | -3.74% | -2.45% | -2.01% | -2.61% | -145 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.55% | 1.76% | 0.17% | 1.57% | 1.45% | 1.54% | 1.56% | 2.12% | +54 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.28% | 12.28% | 11.84% | 11.74% | 12.04% | 11.65% | 11.78% | 12.03% | +29 bps | |
| Net Worth / Assets | 12.28% | 12.28% | 11.84% | 11.74% | 12.04% | 11.65% | 11.78% | 12.03% | +29 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.76% | 45.67% | 46.20% | 48.95% | 52.16% | 57.78% | 55.67% | 56.72% | +777 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |