3HILL Blue Bell, PA · Charter 68297 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 1 branch
Q2 2026
$50.0M Assets
$26.2M Loans
$46.3M Shares
$6.0M Net Worth
Executive Summary Strongest standing: return on assets outperforms 63% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 19 of 51). Widest gap: nonperforming loans / loans trails 80% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 41 of 50). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.65%
Rank 19 of 51
Net Interest Margin
3.55%
Rank 24 of 51
Efficiency Ratio
81.10%
Rank 24 of 50
Equity / Assets
12.03%
Rank 29 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.65% -0.05% 0.48% 0.90% Beats 63% 19 / 51 Return on Equity 5.38% -0.58% 4.00% 6.90% Beats 61% 20 / 51 Net Interest Margin 3.55% 2.96% 3.44% 3.98% Beats 53% 24 / 51 Efficiency Ratio 81.10% 73.91% 81.87% 94.16% Beats 54% 24 / 50 Asset Quality Nonperforming Loans / Loans 2.12% 0.19% 0.96% 1.83% Beats 20% 41 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 12.03% 10.44% 12.55% 18.48% Beats 43% 29 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 12.03% 10.44% 12.55% 18.48% Beats 43% 29 / 51 Liquidity & Funding Loans / Deposits 56.72% 28.84% 50.95% 65.41% 63rd pctl 19 / 51 Loans / Assets 52.44% 20.51% 39.58% 57.94% 69th pctl 16 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11