Sno Falls
North Bend, WA · Charter 68293 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 3 branches
Q2 2026
$99.0MAssets
$71.4MLoans
$89.1MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 82% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 4 of 22).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 22 of 22).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.06%
Rank 19 of 22
Net Interest Margin
4.75%
Rank 4 of 22
Efficiency Ratio
94.63%
Rank 21 of 22
Equity / Assets
8.24%
Rank 22 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.11% | 0.57% | 0.99% | Beats 14% | 19 / 22 | |
| Return on Equity | 0.69% | 0.85% | 3.93% | 5.70% | Beats 14% | 19 / 22 | |
| Net Interest Margin | 4.75% | 3.17% | 3.57% | 4.25% | Beats 82% | 4 / 22 | |
| Efficiency Ratio | 94.63% | 65.75% | 80.47% | 91.31% | Beats 9% | 21 / 22 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.34% | 0.86% | 1.42% | Beats 50% | 12 / 22 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.24% | 10.62% | 13.36% | 14.42% | Beats 0% | 22 / 22 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.24% | 10.62% | 13.36% | 14.42% | Beats 0% | 22 / 22 | |
| Liquidity & Funding |
| Loans / Deposits | 80.11% | 61.01% | 65.58% | 83.83% | 68th pctl | 7 / 22 | |
| Loans / Assets | 72.11% | 47.64% | 55.55% | 72.11% | 73rd pctl | 6 / 22 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |