Express
Seattle, WA · Charter 68273 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 1 branch
Q2 2026
$22.6MAssets
$15.5MLoans
$19.4MShares
$2.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 95% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 1 of 22).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 22 of 22).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-3.99%
Rank 22 of 22
Net Interest Margin
5.55%
Rank 1 of 22
Efficiency Ratio
142.32%
Rank 22 of 22
Equity / Assets
13.00%
Rank 13 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -3.99% | 0.11% | 0.57% | 0.99% | Beats 0% | 22 / 22 | |
| Return on Equity | -30.68% | 0.85% | 3.93% | 5.70% | Beats 0% | 22 / 22 | |
| Net Interest Margin | 5.55% | 3.17% | 3.57% | 4.25% | Beats 95% | 1 / 22 | |
| Efficiency Ratio | 142.32% | 65.75% | 80.47% | 91.31% | Beats 5% | 22 / 22 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.95% | 0.34% | 0.86% | 1.42% | Beats 18% | 19 / 22 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.00% | 10.62% | 13.36% | 14.42% | Beats 41% | 13 / 22 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.00% | 10.62% | 13.36% | 14.42% | Beats 41% | 13 / 22 | |
| Liquidity & Funding |
| Loans / Deposits | 80.02% | 61.01% | 65.58% | 83.83% | 64th pctl | 8 / 22 | |
| Loans / Assets | 68.49% | 47.64% | 55.55% | 72.11% | 64th pctl | 8 / 22 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |