Colorado Spring, CO · Charter 68266
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.88% | 0.92% | 0.99% | 1.06% | 1.13% | +24 bps | |
| Return on Equity | 7.95% | 8.10% | 8.69% | 9.32% | 9.55% | +160 bps | |
| Net Interest Margin | 3.43% | 3.54% | 3.52% | 3.65% | 3.73% | +30 bps | |
| Efficiency Ratio | 63.29% | 61.46% | 60.91% | 63.50% | 62.17% | -112 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.61% | 3.55% | 4.85% | 4.35% | 3.91% | -70 bps | |
| Loan Growth (YoY) | -5.15% | -0.29% | 4.38% | 9.47% | 15.35% | +2,050 bps | |
| Share Growth (YoY) | 4.00% | 2.88% | 4.27% | 3.66% | 2.95% | -105 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.64% | 0.80% | 0.79% | 0.63% | 0.52% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.12% | 11.32% | 11.35% | 11.40% | 11.81% | +70 bps | |
| Net Worth / Assets | 11.12% | 11.32% | 11.35% | 11.40% | 11.81% | +70 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.19% | 71.90% | 72.74% | 73.79% | 78.64% | +845 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |