Indianapolis, IN · Charter 68259
NCUA · 32 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
43
Asset Quality
70
Profitability
61
Liquidity
24
Efficiency
70
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Indianapolis, IN · Charter 68259
NCUA · 32 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.82% | 0.81% | 0.85% | 0.96% | 1.11% | +29 bps | |
| Return on Equity | 8.07% | 7.84% | 8.24% | 9.13% | 10.48% | +241 bps | |
| Net Interest Margin | 2.78% | 2.85% | 2.83% | 3.05% | 3.08% | +30 bps | |
| Efficiency Ratio | 69.93% | 70.90% | 70.20% | 69.43% | 66.58% | -335 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.19% | 4.47% | 10.22% | 3.68% | 4.75% | -344 bps | |
| Loan Growth (YoY) | 6.82% | 8.07% | 8.74% | 11.04% | 9.52% | +270 bps | |
| Share Growth (YoY) | 12.27% | 8.70% | 6.35% | 2.22% | 1.28% | -1,099 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.40% | 0.42% | 0.43% | 0.49% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.16% | 10.38% | 10.35% | 10.56% | 10.56% | +40 bps | |
| Net Worth / Assets | 10.16% | 10.38% | 10.35% | 10.56% | 10.56% | +40 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 65.25% | 67.59% | 69.33% | 68.86% | 70.56% | +530 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Indianapolis, IN · Charter 68259 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 32 branches
Q2 2026
Return on Assets
1.11%
Rank 119 of 435
Net Interest Margin
3.08%
Rank 307 of 435
Efficiency Ratio
66.58%
Rank 131 of 435
Equity / Assets
10.56%
Rank 247 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.11% | 0.55% | 0.81% | 1.14% | Beats 73% | 119 / 435 | |
| Return on Equity | 10.48% | 5.12% | 7.41% | 9.70% | Beats 81% | 81 / 435 | |
| Net Interest Margin | 3.08% | 3.01% | 3.39% | 3.75% | Beats 29% | 307 / 435 | |
| Efficiency Ratio | 66.58% | 65.25% | 71.39% | 77.86% | Beats 70% | 131 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.49% | 0.45% | 0.69% | 1.05% | Beats 70% | 131 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 247 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 10.56% | 9.81% | 10.84% | 12.63% | Beats 43% | 247 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 70.56% | 78.33% | 88.38% | 95.61% | 14th pctl | 372 / 435 | |
| Loans / Assets | 61.46% | 67.69% | 74.58% | 80.80% | 15th pctl | 369 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||