Belco Community Credit Union
Harrisburg, PA · Charter 68256 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 14 branches
Q2 2026
$974.4MAssets
$606.5MLoans
$879.4MShares
$104.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 63% of credit unions under $1B in assets in PA (rank 27 of 72).
- Widest gap: equity / assets trails 75% of credit unions under $1B in assets in PA (rank 54 of 72).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.95%
Rank 39 of 72
Net Interest Margin
3.27%
Rank 50 of 72
Efficiency Ratio
79.75%
Rank 47 of 72
Equity / Assets
10.74%
Rank 54 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.95% | 0.59% | 1.06% | 1.40% | Beats 46% | 39 / 72 | | |
| Return on Equity | 8.83% | 5.27% | 7.11% | 9.91% | Beats 63% | 27 / 72 | | |
| Net Interest Margin | 3.27% | 3.09% | 3.57% | 4.10% | Beats 31% | 50 / 72 | | |
| Efficiency Ratio | 79.75% | 64.37% | 73.67% | 81.63% | Beats 36% | 47 / 72 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.56% | 0.20% | 0.58% | 1.09% | Beats 53% | 35 / 72 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.74% | 10.74% | 12.96% | 16.84% | Beats 25% | 54 / 72 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.74% | 10.74% | 12.96% | 16.84% | Beats 25% | 54 / 72 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.97% | 34.39% | 52.54% | 65.98% | 83rd pctl | 12 / 72 | | |
| Loans / Assets | 62.24% | 30.23% | 45.37% | 57.67% | 85th pctl | 11 / 72 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |