Progressions
Spokane, WA · Charter 68255 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$93.1MAssets
$67.3MLoans
$83.0MShares
$9.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 80% of credit unions under $1B in assets (rank 345 of 1682).
- Widest gap: equity / assets trails 75% of credit unions under $1B in assets (rank 1269 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.50%
Rank 1,141 of 1,683
Net Interest Margin
3.31%
Rank 1,268 of 1,683
Efficiency Ratio
86.05%
Rank 1,225 of 1,682
Equity / Assets
10.39%
Rank 1,269 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.35% | 0.74% | 1.18% | Beats 32% | 1,141 / 1,683 | | |
| Return on Equity | 4.78% | 2.67% | 5.89% | 8.74% | Beats 42% | 977 / 1,681 | | |
| Net Interest Margin | 3.31% | 3.31% | 3.82% | 4.32% | Beats 25% | 1,268 / 1,683 | | |
| Efficiency Ratio | 86.05% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,225 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.20% | 0.26% | 0.65% | 1.29% | Beats 80% | 345 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.39% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,269 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.39% | 10.44% | 12.89% | 16.53% | Beats 25% | 1,269 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 81.15% | 52.61% | 69.38% | 83.50% | 71st pctl | 480 / 1,683 | | |
| Loans / Assets | 72.31% | 44.71% | 59.18% | 70.72% | 78th pctl | 367 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |