Mountaincrest
Arlington, WA · Charter 68253 · Peer group: credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (n=22)
NCUA · 2 branches
Q2 2026
$152.9MAssets
$98.0MLoans
$130.9MShares
$22.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 77% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 5 of 22).
- Widest gap: nonperforming loans / loans trails 91% of credit unions under $1B in assets in the Seattle-Tacoma-Bellevue, WA area (rank 21 of 22).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.99%
Rank 6 of 22
Net Interest Margin
4.37%
Rank 5 of 22
Efficiency Ratio
70.14%
Rank 8 of 22
Equity / Assets
14.42%
Rank 6 of 22
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.99% | 0.11% | 0.57% | 0.99% | Beats 73% | 6 / 22 | | |
| Return on Equity | 6.88% | 0.85% | 3.93% | 5.70% | Beats 77% | 5 / 22 | | |
| Net Interest Margin | 4.37% | 3.17% | 3.57% | 4.25% | Beats 77% | 5 / 22 | | |
| Efficiency Ratio | 70.14% | 65.75% | 80.47% | 91.31% | Beats 68% | 8 / 22 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.22% | 0.34% | 0.86% | 1.42% | Beats 9% | 21 / 22 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.42% | 10.62% | 13.36% | 14.42% | Beats 73% | 6 / 22 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.42% | 10.62% | 13.36% | 14.42% | Beats 73% | 6 / 22 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.83% | 61.01% | 65.58% | 83.83% | 59th pctl | 9 / 22 | | |
| Loans / Assets | 64.07% | 47.64% | 55.55% | 72.11% | 59th pctl | 9 / 22 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |