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Indianapolis, IN · Charter 68248 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$2.3BAssets
$1.9BLoans
$1.9BShares
$307.0MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 91% of credit unions $1B-$10B in assets (rank 40 of 435).
- Widest gap: efficiency ratio trails 32% of credit unions $1B-$10B in assets (rank 142 of 435).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.21%
Rank 82 of 435
Net Interest Margin
4.10%
Rank 40 of 435
Efficiency Ratio
67.23%
Rank 142 of 435
Equity / Assets
13.27%
Rank 80 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.21% | 0.55% | 0.81% | 1.14% | Beats 81% | 82 / 435 | |
| Return on Equity | 9.14% | 5.12% | 7.41% | 9.70% | Beats 70% | 132 / 435 | |
| Net Interest Margin | 4.10% | 3.01% | 3.39% | 3.75% | Beats 91% | 40 / 435 | |
| Efficiency Ratio | 67.23% | 65.25% | 71.39% | 77.86% | Beats 68% | 142 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 89% | 49 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.27% | 9.81% | 10.84% | 12.63% | Beats 82% | 80 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.27% | 9.81% | 10.84% | 12.63% | Beats 82% | 80 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 100.23% | 78.33% | 88.38% | 95.61% | 86th pctl | 60 / 435 | |
| Loans / Assets | 83.88% | 67.69% | 74.58% | 80.80% | 88th pctl | 54 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |