Pottstown, PA · Charter 68241
NCUA · 8 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.18% | 1.06% | 1.05% | 0.73% | 0.96% | -22 bps | |
| Return on Equity | 11.67% | 10.38% | 10.42% | 7.29% | 9.32% | -235 bps | |
| Net Interest Margin | 2.96% | 3.02% | 2.98% | 3.08% | 3.13% | +17 bps | |
| Efficiency Ratio | 72.85% | 75.40% | 75.00% | 80.37% | 76.28% | +343 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.15% | 9.37% | 11.78% | 9.54% | 8.12% | -203 bps | |
| Loan Growth (YoY) | 5.57% | 7.13% | 7.11% | 7.08% | 7.98% | +241 bps | |
| Share Growth (YoY) | 8.96% | 8.94% | 11.06% | 8.98% | 7.89% | -106 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.24% | 0.31% | 0.35% | 0.30% | 0.29% | +5 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.08% | 10.20% | 10.10% | 10.01% | 10.25% | +18 bps | |
| Net Worth / Assets | 10.08% | 10.20% | 10.10% | 10.01% | 10.25% | +18 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 64.38% | 66.59% | 64.83% | 62.39% | 64.43% | +5 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |