Strait View
Port Angeles, WA · Charter 68231 · Peer group: credit unions under $1B in assets (n=1,674-1,677)
NCUA · 1 branch
Q1 2026
$105.7MAssets
$39.6MLoans
$90.5MShares
$14.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 66% of credit unions under $1B in assets (rank 574 of 1674).
- Widest gap: net interest margin trails 55% of credit unions under $1B in assets (rank 920 of 1676).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.88%
Rank 667 of 1,677
Net Interest Margin
3.68%
Rank 920 of 1,676
Efficiency Ratio
73.62%
Rank 574 of 1,674
Equity / Assets
13.88%
Rank 663 of 1,676
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.29% | 0.71% | 1.15% | Beats 60% | 667 / 1,677 | | |
| Return on Equity | 6.33% | 2.30% | 5.46% | 8.75% | Beats 57% | 718 / 1,674 | | |
| Net Interest Margin | 3.68% | 3.27% | 3.78% | 4.29% | Beats 45% | 920 / 1,676 | | |
| Efficiency Ratio | 73.62% | 69.04% | 78.86% | 87.73% | Beats 66% | 574 / 1,674 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.49% | 0.23% | 0.59% | 1.15% | Beats 56% | 731 / 1,675 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.88% | 10.32% | 12.68% | 16.26% | Beats 60% | 664 / 1,677 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.88% | 10.32% | 12.68% | 16.26% | Beats 60% | 663 / 1,676 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.72% | 52.64% | 68.65% | 82.42% | 15th pctl | 1,430 / 1,676 | | |
| Loans / Assets | 37.45% | 44.39% | 58.63% | 70.08% | 16th pctl | 1,412 / 1,676 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |