Tacoma, WA · Charter 68229
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.55% | 0.56% | 0.55% | 0.63% | 0.59% | +3 bps | |
| Return on Equity | 4.17% | 4.19% | 4.12% | 4.70% | 4.32% | +15 bps | |
| Net Interest Margin | 1.60% | 1.61% | 1.61% | 1.77% | 1.73% | +13 bps | |
| Efficiency Ratio | 68.81% | 68.81% | 69.23% | 66.78% | 68.24% | -58 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.56% | 0.27% | 1.00% | 0.61% | 1.96% | +452 bps | |
| Loan Growth (YoY) | 7.48% | 12.34% | 4.44% | 1.53% | -6.69% | -1,417 bps | |
| Share Growth (YoY) | -3.41% | -0.32% | 0.54% | -0.02% | 1.63% | +504 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.05% | 0.05% | 0.01% | 0.04% | 0.07% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.26% | 13.37% | 13.28% | 13.38% | 13.57% | +31 bps | |
| Net Worth / Assets | 13.26% | 13.37% | 13.28% | 13.38% | 13.57% | +31 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 32.02% | 33.27% | 31.30% | 30.31% | 29.40% | -262 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |