PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Greater Nevada

Carson City, NV · Charter 68228

NCUA · 16 branches

Q2 2026

$1.7BAssets
$1.3BLoans
$1.6BShares
$58.9MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.74%, up 32 bps year over year; NIM at 3.06%.
  • Asset quality: problem loans at 3.98% of loans (-130 bps YoY).
  • Capital: net worth / assets of 3.50%, down 177 bps from a year ago.
  • Funding: loans stand at 81.47% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.74%+32 bps YoY

Net Interest Margin (quarter, annualized)

3.06%-4 bps YoY

Efficiency Ratio (quarter, annualized)

74.36%-1,016 bps YoY

Net Worth / Assets

3.50%-177 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.41%0.27%-0.27%0.86%0.74%+32 bps
Return on Equity7.86%5.09%-5.88%25.70%21.10%+1,324 bps
Net Interest Margin3.10%3.10%2.91%2.98%3.06%-4 bps
Efficiency Ratio84.52%85.05%87.20%76.68%74.36%-1,016 bps
Growth
Asset Growth (YoY)-3.82%-6.28%-3.46%-4.94%-2.65%+117 bps
Loan Growth (YoY)-2.00%-0.14%-5.19%-4.72%-0.92%+109 bps
Share Growth (YoY)-1.52%-4.39%-3.15%-4.11%-1.31%+21 bps
Asset Quality
Delinquent Loans / Loans5.28%5.67%4.84%4.41%3.98%-130 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital5.27%5.40%4.56%3.33%3.50%-177 bps
Net Worth / Assets5.27%5.40%4.56%3.33%3.50%-177 bps
Liquidity & Funding
Loans / Shares81.15%83.91%80.21%79.27%81.47%+33 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps