Las Vegas, NV · Charter 68227
NCUA · 5 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.37% | 0.38% | 0.13% | 0.30% | 0.28% | 0.32% | 0.43% | 0.33% | +3 bps | |
| Return on Equity | 3.32% | 3.41% | 1.26% | 2.77% | 2.57% | 2.97% | 4.03% | 3.01% | +24 bps | |
| Net Interest Margin | 3.27% | 3.25% | 3.10% | 3.25% | 3.40% | 3.36% | 3.58% | 3.61% | +35 bps | |
| Efficiency Ratio | 82.58% | 83.03% | 88.27% | 85.97% | 85.50% | 84.39% | 84.21% | 84.55% | -142 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.57% | 3.72% | 5.06% | 5.28% | 3.93% | 5.20% | 2.70% | 1.66% | -363 bps | |
| Loan Growth (YoY) | 8.77% | 4.71% | 8.64% | 11.84% | 16.06% | 23.49% | 20.99% | 21.55% | +971 bps | |
| Share Growth (YoY) | 1.92% | 4.26% | 4.61% | 4.90% | 3.89% | 3.52% | 1.77% | 0.45% | -444 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.56% | 0.55% | 0.40% | 0.66% | 0.81% | 0.80% | 0.49% | 0.49% | -16 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.08% | 11.01% | 10.66% | 10.72% | 10.92% | 10.73% | 10.73% | 10.84% | +11 bps | |
| Net Worth / Assets | 11.08% | 11.01% | 10.66% | 10.72% | 10.92% | 10.73% | 10.73% | 10.84% | +11 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.79% | 53.42% | 54.30% | 57.36% | 61.21% | 63.73% | 64.56% | 69.41% | +1,205 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |